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At Dayna Cullins’s Insurance Services, we believe that health Insurance is more than just a safety net, it is a promise of support. It is about ensuring that you and your loved ones have
access to care and treatment. We are here to help with that peace of mind so you can find
out what truly matters for your health and wellbeing.
Life is a journey filled with beautiful moments and unforeseen challenges. At Dayna Cullins Insurance Services, our life insurance plans are about more than just financial protection—they're a way to honor the love and care you have for your family. By securing a future payout, you’re making sure that your loved ones are supported and cared for, even when you’re not there to provide for them yourself. It's a meaningful way to leave a legacy of love, ensuring that your family's journey continues with the same strength and hope that you’ve always given them.
Running a business is more than just a profession; it's a labor of love, a dream turned reality. At Dayna Cullins Insurance Services, we understand the passion and dedication it takes to build your business. Our business insurance is designed to protect that dream, providing a shield against the unexpected. Whether it's the loss of a partner, an injured employee, a legal challenge, or a natural disaster, our coverage ensures that your hard work and investment are safeguarded, allowing you to continue doing what you love with confidence and security.
The Affordable Healthcare Act offers a variety of health plans from well-known companies, as well as regional and local plans. You can get financial help, such as a discount on a plan,
through the ACA. The cost of your plan depends on your income and other factors, like family
size.
Medicare is a significant milestone in your journey toward health and well-being, and we’re here to help you navigate it with ease and clarity. The enrollment window opens 3 months before your 65th birthday and extends 3 months after, giving you a total of 7 months to make this important decision. If you’re already receiving Social Security benefits, there’s no need to worry—you’ll be automatically enrolled in Medicare Parts A and B, ensuring you have the coverage you need starting the month you turn 65. At Dayna Cullin's Insurance Services, we’re here to support you every step of the way, helping you secure the care and peace of mind you deserve as you enter this new chapter of life.
Medicare is a vital resource for many, but it doesn’t always cover everything you might need for your overall well-being. Routine dental and vision care, essential for maintaining your health and quality of life, are typically not included unless they’re part of an underlying medical condition or emergency treatment. But there’s good news—there are plans available that can help bridge this gap, offering comprehensive coverage for dental and vision care. At Dayna Cullin's Insurance Services, we’re here to help you find the right plan that ensures every aspect of your health is cared for, giving you the peace of mind that comes from knowing you have the support you need to live well, see clearly, and smile brightly.
Long-term care insurance is about planning ahead for the unexpected, ensuring that you or your loved ones are cared for with dignity and support when it's needed most. While traditional health insurance, Medicare, or Medi-Cal may not cover the costs associated with long-term care, this specialized insurance steps in to fill the gap. It provides coverage for those who may not be sick in the conventional sense but are unable to perform everyday activities such as dressing, bathing, eating, or moving around. At Dayna Cullin's Insurance Services, we understand that life’s challenges can sometimes make these daily tasks difficult, and we’re here to help you find a plan that provides the compassionate care and assistance you deserve, allowing you to focus on living your life to the fullest with peace of mind and security.
Small Group Insurance is more than just a safeguard for your business—it’s a commitment to protecting the dreams and hard work you’ve invested in your company. Life can bring unexpected challenges, such as the loss of a partner, an employee injury, a lawsuit, or even a natural disaster, and these events can have a significant impact on your business. At Dayna Cullin's Insurance Services, we understand that your business is your passion, and Small Group Insurance is here to support you in preserving what you’ve built. This coverage offers a range of protections tailored to your unique needs, ensuring that no matter what comes your way, your business can continue to thrive and grow with confidence and resilience.
A life insurance policy is more than just a contract—it’s a promise to protect the people you care about most. By making regular premium payments, you’re ensuring that your loved ones will receive financial support, known as a death benefit, when they need it most. This thoughtful gesture can provide comfort and stability during difficult times, helping your family navigate the future with greater ease. At Dayna Cullin's Insurance Services, we know that choosing life insurance is a deeply personal decision, one that reflects your hopes and dreams for those you love. We’re here to help you find the right policy that aligns with your needs and goals, so you can leave a lasting legacy of care and security for the ones who matter most.
